In order to use Deferit you must be over 18 years old and we must be able to verify your identity.
Paying bills
As long as we can verify your identity, you’re able to use Deferit to pay any of your bills in one convenient location.
Paying bills in installments
We may need to request further information from you in order to activate the “Pay in 4” installment feature of our platform. We follow our responsible budgeting guidelines closely and there are certain situations in which we are unable to offer this feature. This generally extends to anyone that is currently in bankruptcy, has a debt agreement, or has had recent defaults. Our system assesses suitability to make sure it is in line with the best interests of everyone using it.
We consider a number of factors as part of our assessment process to make sure you’re able to meet your repayments responsibly. Depending on your application, this may include a soft inquiry into your credit file which has no impact on your credit score. Most customers begin with an account balance between $200 and $500 to start paying bills in installments.