Deferit reports payment information to credit bureaus. This can include on-time payments, late or missed payments, and defaults.
On-time payments may help build your credit history, but they don’t guarantee a higher credit score. Your score can go up or down and is also affected by other information in your credit file. Late or missed payments and defaults may negatively affect your score.
If you’re having trouble making a payment, contact Support before it is due to discuss the options available to you.
For more information about reporting timeframes, see “When will my payments appear on my credit report?”