It’s normal if you don’t see an immediate change to your credit score after making payments with Deferit.
Here’s why:
- Reporting timelines: Deferit submits payment history to the bureaus at the beginning of each month.
- Bureau processing: Once reported, the credit bureaus can take up to 60 days to update your credit file.
- Other factors: Your score depends on many elements like credit utilization, other account histories, and outstanding debts. Even if Deferit reports positive payments, other factors may offset the change.
✅ Rest assured: all on-time Deferit payments are reported to the bureaus and will reflect on your report within their update cycle.