Bill Pay, Pay in 4 and Pay in 2 differ in how you pay for your bill.
- Bill Pay (Pay in 1): Pay the approved bill amount in full.
- Pay in 4: Split an approved bill into four equal installments, payable every two weeks. Your first installment is charged when we pay your bill. For more information, see “When is my first Pay in 4 payment due?” If you receive a virtual card, you will need to use it to pay your biller yourself.
- Pay in 2: Split an approved bill amount into two equal installments payable every two weeks. You will receive a virtual card to pay the biller yourself, use it before it expires and allow time for payment processing.
Pay in 4 and Pay in 2 are subject to state availability, approval criteria and your available balance. During sign-up, before you pay the membership fee, we tell you which products are available to you.
For biller processing times, see “When will my bill be paid?”