Deferit offers a tiered monthly membership. Choose the plan that fits how you use Deferit:
- $14.99/month – Access to Pay in 4, Bill Pay, and Bill Negotiation.
- $19.99/month – Everything in $14.99 plus no late fees on missed installments.
- $24.99/month – Everything in $19.99 plus free, unlimited Bill Negotiation.
Good to know
- A $0.99 processing fee applies to each payment made on the platform.
- Depending on your plan, late fees may apply if a payment is overdue; see our Terms for amounts and caps.
- An application/joining fee may apply and will be shown before you join.
- You can cancel anytime from Settings → Membership in the app or web.