We make paying your bills in four installments simple and flexible. Here’s how the Pay in 4 schedule works — including when payments are charged and how to view or reschedule them.
When are payments charged?
Your first payment is charged on the same day we pay your bill.
So if you schedule your bill to be paid tomorrow, we’ll charge your first installment then.
After that:
- 2nd installment — 2 weeks later
- 3rd installment — 2 weeks after the second
- 4th and final installment — 2 weeks after the third
Before confirming a payment, you’ll always see a full summary of the amounts and due dates.
What’s included in each payment?
Each installment typically includes:
- 25% of your bill amount
- Your monthly membership fee (e.g., $14.99 for Lite)
- A flat $0.99 card processing fee
These amounts are bundled and shown clearly before you confirm.
Can I reschedule a payment?
Yes — you can move your upcoming payments by up to 2 weeks.
To do this:
- Log into the Deferit app and go to the Member Hub
- Tap the Activity tile in the bottom left of your Home Screen
- Tap the bill with the payment you want to change
- Tap the Edit button next to the installment
- Choose a new date and tap Update
If you're on the website, go to the Upcoming Payments section to adjust your schedule.
It’s fast, flexible, and always interest-free.