Deferit offers two ways to pay your bills. Not all bills can be processed, so use the information below to check whether your bill is supported.
Before contacting support, please check our Help Center.
Most questions can be resolved instantly using our help articles, without needing to wait for a response. Our Customer Heroes typically reply within 1–2 business days, so checking the Help Center first is the fastest way to get help.
How Deferit bill payments work
- Pay in 4: We pay your bill upfront, and you repay us in four interest-free, bi-weekly installments.
- Bill Pay: You pay the full amount to Deferit, and we forward the payment to your biller (including by check if required).
✅ Supported bill types
Your bill must:
- Show the total amount due
- Have a clear due date
- Include payment details (account number, barcode, address, or payment portal)
- Be uploaded as a PDF, photo, or screenshot of a real bill
Note: The bill doesn’t need to be in your name — you can upload bills for a family member or housemate using your account.
Examples of supported bills:
- Utilities: Gas, water, electricity (e.g., PG&E, Con Edison, Florida Power & Light, National Grid)
- Phone bills: Mobile phone services (e.g., Verizon, AT&T, T-Mobile)
- Internet & cable: Home internet and cable services (e.g., Spectrum, Cox)
- Vehicle registration: DMV fees and related expenses (state-dependent)
- Insurance premiums: Auto, health, renters, homeowners (e.g., GEICO, Progressive, State Farm, Allstate)
- Court fines or traffic tickets: Parking or traffic violations (state-dependent)
❌ Unsupported bill types
We can’t process the following under any payment method:
- Credit card payments
- Loan repayments (personal, auto, student)
- Buy Now, Pay Later services (e.g., Affirm, Klarna, Afterpay)
- Child support or alimony
- Streaming or subscription services (e.g., Netflix, Spotify, gaming services)
- Donations or crowdfunding (e.g., GoFundMe, Kickstarter)
Not sure if your bill is eligible?
Upload it anyway — we’ll review it and let you know if it’s approved or if we need more information.