The Deferit card can be used as a payment method for Pay in 4 or Pay in 2 subject to eligibility approval. The card is designed for eligible everyday expenses. Use is subject to approval, the restrictions shown for your card and acceptance by the biller or merchant.
Where the card cannot be used
- General retail and marketplaces: Walmart, Target, Kmart, Amazon, Home Depot, Best Buy, eBay and Temu. These retailers sell mixed goods, so we cannot verify that a purchase is eligible.
- Cash and money transfers: Venmo, Cash App, ATMs and cryptocurrency.
- Loans and advances: car finance, mortgages, BNPLs, credit cards.
- Gift cards and gambling: Gift cards, prepaid card, casinos and betting.
Paying a bill with the card
Once your bill is approved and the card is issued, you must use it to pay the biller within the card’s validity period. Allow time for the biller to receive and process the payment. Card acceptance and the time a biller takes to clear payment are not guaranteed. If the biller does not accept the card, contact Support promptly to discuss an alternative payment method or an applicable refund.